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The Main Benefits Of Having A Home Warranty

A home warranty can be a valuable asset for homeowners. There are many benefits of having a home warranty, including peace of mind, protection against unexpected repairs, and coverage for appliances and systems in your home. In this blog post, we will discuss the main benefits of having a home warranty and how they can benefit you and your family.

What is a home warranty?

A home warranty is a service contract that covers the repair or replacement of many of the most common home systems and appliances. 

While a home warranty is not required, it can be a valuable resource for homeowners, especially those who are inexperienced in-home repairs. There are several benefits to having a home warranty, including protection from expensive repairs, peace of mind, and increased resale value. 

Here is the list of benefits of a home warranty:

  • Different types of protection
  • Easy solution for all issues

But first, we will talk about how a home warranty works.

Many of you are wondering how a home warranty works. Well, home warranties typically cover major systems and appliances in your home that are prone to break down over time. Most policies will cover items such as your HVAC system, water heater, washer and dryer, oven, stovetop range, dishwasher, refrigerator, and garbage disposal. Some home warranty companies also offer coverage for additional items such as pools, spas, built-in microwaves, ceiling fans, and more. Policies typically last for one year and can be renewed on an annual basis. 

When a covered item breaks down or needs repair, you simply contact your home warranty company and they will send a qualified technician to your home to diagnose and fix the problem. In some cases, the home warranty company may approve a replacement of the item if it cannot be repaired. 

Different types of protection

There are three main types of coverage that most home warranty companies offer: appliance protection, system protection, and structural protection. 

Appliance protection covers the repair or replacement of major appliances like refrigerators, ovens, washers, and dryers. 

System protection covers the repair or replacement of systems in your home like plumbing, electrical, heating and cooling, and more. 

Structural protection covers the repair or replacement of structural components in your home like roofs, gutters, framing, and foundations. Most home warranty companies will also offer additional coverage for things like pools, spas, septic tanks, wells, and other unique items. 

Easy solution for all issues

A home warranty is an insurance policy that covers the repair or replacement of many of the most important systems and appliances in your home. This type of warranty is different from homeowners insurance, which protects your home from events like fire or theft. A home warranty can save you money and provide peace of mind by knowing that if something goes wrong with one of your covered items, you can simply call the warranty company to have it repaired or replaced. 

If you are considering purchasing a home warranty, here are some of the main benefits to keep in mind:

  • Protection against unexpected repair bills: Having a home warranty can help you budget for your monthly expenses, as you’ll know exactly how much your coverage will cost each month. This predictability can be helpful in case an unforeseen repair is needed. 
  • Convenience: When something breaks down, the last thing you want to do is research contractors and compare prices. With a home warranty, you can simply call the customer service line and they will send out a qualified technician to take care of the problem. 
  • Potential increase in home value: If you ever decide to sell your home, potential buyers may be more interested if they know there is already a home warranty in place. 
  • Peace of mind: Knowing that you have a home warranty can give you peace of mind and help you relax knowing that if something goes wrong, you’re covered. 

Do we really need a home warranty?

There are a few benefits of having a home warranty. One, it can give you peace of mind knowing that if something goes wrong with a covered appliance or system in your home, you have someone to call to get it fixed. Two, home warranties often cover items that your homeowner’s insurance policy may not – like your air conditioner or refrigerator. Three, having a home warranty can save you money on repairs and replacements – most companies will give you a discount if you have a warranty. And finally, four, if you’re selling your home, having a home warranty can make it more attractive to buyers – they know they won’t have to worry about any big repair bills for at least the first year of ownership.

Purchasing a home warranty is an important decision. Be sure to do your research to find a reputable company with a good reputation for customer service. Once you have a home warranty in place, you can enjoy your home worry-free!

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